Combined hand-held lotion applicator and cover



FIG. 1 is a side elevational view of a combined hand-held lotionapplicator and cover showing my new design;

FIG. 2 is a front elevational view thereof;

FIG. 3 is a rear elevational view thereof;

FIG. 4 is a top plan view thereof;

FIG. 5 is a bottom plan view thereof; and,

FIG. 6 is a perspective view thereof.

The ornamental design for a combined hand-held lotion applicator andcover, as shown and described.